Looking for the Best Real Estate Agents in San Francisco?
San Francisco's median home price stands at $1,316,667 as of February 2026, up 4.0% year-over-year. Single-family homes are surging at +16.2% YoY while condos are rising modestly at +2.8%. With homes selling in just 14 days on average and inventory down 40% year-over-year, the market strongly favors sellers who work with the right agent—and understand the true cost of their representation.
Whether you're looking at San Francisco's top traditional agents or exploring alternative models like LOQOL's flat-fee approach, this guide compares your options and shows you exactly what you'll pay.
Top Real Estate Agents & Brokerages in San Francisco
The San Francisco housing market is experiencing uneven but strong appreciation. Here's the breakdown:
Median Sale Price: $1,316,667 (Zillow, February 2026)
This represents a 4.0% year-over-year increase from the prior year.
Single-Family Homes Lead the Surge
The standout story is single-family homes. The median SFH price sits at $1,653,325—a remarkable +16.23% increase year-over-year (Redfin, January 2026). This is nearly four times the overall market appreciation and reflects intense competition among families competing for a shrinking pool of detached homes.
Condos Are Recovering, Slowly
Condos tell a different story. The median condo price is $1,020,000, up 2.77% year-over-year. While appreciating, the condo market is cooler than the house market and offers more balanced competition between buyers and sellers.
Price Per Square Foot: $1,120
The citywide price per square foot climbed to $1,120, a +12.8% increase year-over-year (Redfin, March 2026). This metric is especially useful for comparing neighborhoods and assessing whether a specific home is priced in line with the market.
San Francisco Housing Market Snapshot — April 2026
| Metric | Value | YoY Change |
|---|---|---|
| Median Sale Price | $1,316,667 | +4.0% |
| Median Sale Price (SFH) | $1,653,325 | +16.2% |
| Median Sale Price (Condo) | $1,020,000 | +2.8% |
| Median Days on Market | 14 days | — |
| Sale-to-List Ratio | 101.7% | — |
| Active Inventory | 715 homes | -40% |
| Price per Sq Ft | $1,120 | +12.8% |
How Fast Homes Are Selling in San Francisco
Speed matters in this market. The average San Francisco home sells in just 14 days (Zillow). Single-family homes move even faster at 12 days, while condos average 14 days.
More Than Half Sell Above Asking
This is the hallmark of a seller's market. A striking 56.9% of homes sell above asking price (Zillow, February 2026). For single-family homes, the advantage is even larger: sellers are averaging 16.5% over asking price.
What does this mean for you as a seller? If you list a single-family home in San Francisco, expect competitive bidding within the first two weeks. Homes that are priced right sell fast—and often for more than the asking price. This is the exact environment where professional pricing and marketing matter most.
For condo sellers, the picture is more balanced. While condos still sell relatively quickly, the percentage selling above asking is lower, and competition is less intense. This calls for a sharper pricing strategy and focused marketing to stand out.
Inventory & Competition: Why Shortage Means Strength for Some Sellers
San Francisco has only 715 active listings as of February 2026, down roughly 40% year-over-year (Zillow). New listings are being added at a rate of 291 per month, but demand continues to outpace supply—especially in the single-family segment.
Months of Supply Tell the Story
- Single-Family Homes: 0.8 months of supply—an extreme seller's market with minimal inventory
- Condos: 1.8–2.1 months of supply—more balanced but still favoring sellers
- Overall: 1.6 months of supply
For context, 6–7 months of supply represents a true balanced market. Anything below 3 months favors sellers. San Francisco is deep in seller territory—especially for houses.
This scarcity has real implications: if your home is listed at a fair price, expect multiple offers within the first week. Overpricing, however, risks sitting on the market as the pool of qualified buyers is finite.
Top Real Estate Agents & Brokerages in San Francisco
If you're selling in San Francisco, your agent choice matters. Here are the top performers in the city:
Ruth Krishnan — Compass
Ranked #1 listing agent in San Francisco for 2025 (out of 3,000+ MLS agents), with 17 years of experience and over $1 billion in career sales. Ruth closed $210 million in transactions in 2025 alone. DRE#01862279.
Danielle Lazier — Vivre Real Estate
With 24 years in real estate, Danielle ranks in the top 0.1% of all agents nationwide. Her 6% listing agent success rate (nearly double the industry average) reflects her expertise in representing sellers effectively.
Simon Shue — Compass
A 15-year veteran of the San Francisco market with a UC Berkeley background. DRE#1888097.
Kevin Ho — Vanguard Properties
Kevin brings a unique combination of real estate expertise and legal credentials. With over 10 years as a top producer and a California Bar license (#233408), he's closed nearly $500 million in transactions and ranks in the top 1% of San Francisco agents.
How San Francisco Sellers Are Keeping More Equity With LOQOL
The real estate industry's commission structure hasn't evolved much in decades, but sellers now have a choice.
The Math at the Median Price
A traditional 2.5% listing commission on a $1,316,667 median home costs $32,917. At 3%, it's $39,500. For single-family homes selling at the $1,653,325 median, that's a $41,333 commission at 2.5%.
LOQOL's flat-fee model replaces percentage-based commissions with a transparent, flat fee of $5,000. That means on the median San Francisco home, you save $27,917 to $34,500—money that stays in your equity.
More importantly, you get Charlie, LOQOL's AI agent, who handles the logistics of listing, marketing, and buyer coordination with the same tools top agents use—without the percentage markup.
Explore LOQOL's pricing and see how much you could save:
Use the savings calculator to see your exact number:
San Francisco Sellers: Commission Comparison
| Model | Listing Fee | Cost on $1.32M Home | You Keep |
|---|---|---|---|
| Traditional Agent (2.5%) | 2.5% | $32,917 | $1,283,750 |
| Traditional Agent (3%) | 3% | $39,500 | $1,277,167 |
| LOQOL (Flat Fee) | Flat fee | $5,000 | $1,311,667 |
San Francisco Home Prices — Where Things Stand in 2026
Mortgage Rates & What Buyers Are Working With
Current mortgage rates in California are holding steady in the 6.25%–6.55% range for 30-year fixed mortgages as of April 2026. For buyers, this matters significantly.
What's the Monthly Payment?
On the median San Francisco home of $1,316,667 with 20% down ($263,333 down payment, $1,053,334 financed) at a 6.5% interest rate:
- Monthly Principal & Interest: $6,692
- Property Tax (est. 1.25%): $1,367/month
- Insurance & HOA (est.): $300–500/month
- Total PITI + HOA: ~$8,359–8,559/month
This is why buyer demand is still strong: wealthy households continue to move to San Francisco, and those with the means to qualify remain competitive. However, the higher rate environment is temper than years past, which keeps some marginal buyers out of the market—meaning less competition for homes in the condo segment and more stability for priced-right properties.
What This Means If You're Selling in San Francisco
For Single-Family Home Sellers: Strike While the Iron Is Hot
If you own a house in San Francisco, the market is overwhelmingly in your favor. With 0.8 months of supply and homes selling 16.5% over asking on average, pricing is less critical than speed. Get a well-marketed listing in front of buyers quickly, and multiple offers are likely.
For Condo Sellers: Precision Pricing Wins
The condo market is cooler and more balanced. Here, pricing strategy and presentation matter more. Don't overprice hoping to grab a quick offer—that approach backfires in condo markets. Instead, research comparable sales, price competitively, and focus on what makes your unit unique.
Timing: Inventory Is Shrinking
The 40% year-over-year decline in active listings means your home will face less competition if you list soon. As we move deeper into 2026, expect more sellers to test the market—which means more inventory and less of an advantage per listing.
Commission Strategy: The Number That Matters Most
Whether you work with a traditional agent or use LOQOL, commission is the largest controllable cost in your sale. A 2.5% savings on a $1.3 million home is $32,917. That's a down payment. That's a renovation. That's a vacation. Make sure you understand what you're paying and why.
Frequently Asked Questions
1. Who are the best real estate agents in San Francisco?
Top agents include Ruth Krishnan (Compass, #1 in SF 2025), Danielle Lazier (Vivre Real Estate, top 0.1% nationally), Simon Shue (Compass), and Kevin Ho (Vanguard Properties). However, you don't need a traditional agent to sell effectively. LOQOL's Charlie AI agent offers comparable tools and market access at a fraction of the commission cost.
2. How much does it cost to sell a home in San Francisco?
Traditional listing agents charge 2.5–3% commission. On a $1.32 million home, that's $32,917–$39,500. LOQOL's flat-fee model costs $5,000, saving sellers $27,917–$34,500 on the median home. For a $1.65 million single-family home, the difference is even larger: $41,333 vs. $5,000.
3. Is San Francisco a buyer's or seller's market in 2026?
San Francisco is a strong seller's market, particularly for single-family homes. With 0.8 months of supply for houses (vs. a balanced 6–7 month market) and homes selling 16.5% over asking on average, sellers have the advantage. The condo market is more balanced but still favors sellers. Inventory has dropped 40% year-over-year, meaning less competition for listed homes.
4. What is the median home price in San Francisco in 2026?
The median home price in San Francisco is $1,316,667 as of February 2026, up 4.0% year-over-year. However, the market splits by type: single-family homes median at $1,653,325 (+16.2% YoY) while condos median at $1,020,000 (+2.8% YoY). Price per square foot is $1,120.
5. How long does it take to sell a house in San Francisco?
The median days on market in San Francisco is 14 days overall. Single-family homes sell faster at 12 days, while condos average 14 days. In a market this competitive, homes priced right can sell within the first two weeks.
Your Next Step
If you're selling in San Francisco, understanding your market position is half the battle. The other half is choosing the right partner to represent your home—and your equity.
Whether you work with a top agent like Ruth Krishnan or use a flat-fee model through Charlie and LOQOL, know what you're paying, why you're paying it, and what you're getting in return.
See how much you could save with LOQOL's flat-fee model and access to Charlie AI agent for your San Francisco home sale.
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San Francisco's median home price hit $1,316,667 in 2026—but here's what most sellers don't realize: single-family homes are up 16.2% YoY while condos are only up 2.8%. That's a two-speed market. Even more important? Traditional listing commissions cost $32,917–$39,500. LOQOL's flat fee is $5,000. See your savings: loqol.ai/#pricing #SFRealestate
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SF housing market split 🏠: SFH up 16.2% YoY, condos up 2.8%. Median $1.32M. Homes selling in 14 days. Traditional commission = $32.9K. LOQOL flat fee = $5K. That's $27.9K more in your pocket. loqol.ai #SanFrancisco #RealEstate
Selling a home in San Francisco? Here's what you need to know: The median price is $1,316,667, but single-family homes are appreciating much faster than condos. Homes are selling in just 14 days on average—if priced right. And here's the biggest financial decision you'll make: commission. Traditional agents charge $32,917–$39,500. LOQOL's Charlie AI agent? $5,000 flat fee. Learn more: loqol.ai
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